Auto accidents are a leading cause of injury and death. Minnesota is a no-fault state, and requires that every motor vehicle insurance policy provides a minimum of $20,000 in medical benefits and up to $20,000 in lost wage benefits. No fault means that it does not matter who caused the accident and that your own insurance policy should pay your wage loss and medical bills as long as they are reasonable, necessary and related to injuries resulting from the accident. Benefits are to be paid first by your insurance policy, if you do not have your own insurance policy, then possibly from the vehicle you were in at the time of the accident or from insurance covering any vehicle involved in the accident.
An individual may have a no-fault claim against their own insurance company as well as a liability claim against the other driver’s insurance company. Our attorneys work with their clients to ensure their medical bills, prescriptions mileage and wage loss are all compensated by their no-fault insurance company. We will perform an investigation and prepare our client’s file in preparation for their liability claim. Our attorneys work hard on your behalf to ensure you receive that to which you are entitled, enabling you to focus on healing without dealing with the stress of trying to handle your insurance claim on your own.
If you were in a motorcycle, truck or car accident and need legal advice or council, call McCullough & Associates to arrange a consult with one of our Personal Injury lawyers.